Jubilee Post News & Views
Jubilee Special Desk
Union Bank of India on Wednesday reported a strong financial performance for the third quarter of the financial year 2025–26, posting a net profit of ₹5,017 crore. The profit marks an increase of 18.07 per cent compared to the corresponding quarter of the previous year. The bank’s Board of Directors approved the financial results for the quarter ended December 31, 2025.
According to the financial statement, Union Bank’s interest income during the quarter stood at ₹26,443 crore, registering a growth of 5.85 per cent year-on-year.
The bank’s total business grew by 5.04 per cent on a year-on-year basis, with gross advances rising by 7.13 per cent and total deposits increasing by 3.36 per cent during the same period. As of December 31, 2025, Union Bank’s total business stood at ₹22,39,740 crore.
Global deposits of the bank also recorded a year-on-year growth of 3.36 per cent, with the total deposit base reaching ₹12,22,856 crore as of December 31, 2025.
During the third quarter of FY26, Union Bank reported robust growth in its RAM (Retail, Agriculture and MSME) segment, which expanded by 11.50 per cent year-on-year. Retail advances grew by 21.67 per cent, while MSME advances increased by 19.75 per cent. RAM advances accounted for 58.84 per cent of the bank’s total domestic advances.
On the asset quality front, the bank showed continued improvement. As of December 31, 2025, gross non-performing assets (NPA) stood at 3.06 per cent, declining by 79 basis points year-on-year. Net NPA declined by 31 basis points to 0.51 per cent during the same period.
The strong quarterly performance highlights Union Bank of India’s steady growth trajectory, improved asset quality, and focus on expanding its retail and MSME portfolio.
