Jubilee Post News & Views
Festivals across India brings joy, togetherness, and celebration with friends and families. At the same time, the season also means higher spending, from shopping and feasts to travel and gifting.
Managing these expenses is essential, and having the right financial companion makes it much easier.
Credit cards makes this seamless by providing a wide range of benefits from cashbacks and discounts to reward points and easy EMIs, ensuring that every purchase adds more value and makes your celebration even more rewarding.
To add to the festive spirit and shopping experience, SBI Card has also launched the ‘Khushiyan Unlimited’ campaign, along with an extensive line-up of around 1250+ merchant-funded, cashback, and instant discount offers across key categories, including e-commerce, jewellery, fashion, furniture, grocery etc. The special highlight is the EMI-focused offers, that provide customers upto 27.5% instant discount on consumer durables, mobiles, and laptops across popular brands such as Samsung, Haier, LG, Sony, OPPO, vivo, Panasonic, Whirlpool, Bosch, IFB, HP, and Lloyd.
Here are some credit cards by SBI Card to help maximise your benefits this festive season.
AURUM
The AURUM is one of the most exclusive offerings by SBI Card. Cardholders enjoy indulgent stays and dining at Club Marriott Hotels across India and Asia Pacific, access to 1,000+ airport lounges worldwide with complimentary spa services at select Indian airports, and premium concierge services. Rewards include e-gift vouchers worth ₹5,000 from Tata Cliq Luxury on annual spends of ₹5 lakh, Tata Cliq vouchers worth ₹1,500 on monthly spends of ₹1 lakh, Taj Experiences voucher worth ₹10,000 on annual spends of ₹10 lakh, and an Apple Premium Reseller voucher worth ₹20,000 on spends of ₹20 lakh. The annual fee of ₹ 9,999 is reversed on achieving ₹12 lakh spends in the previous year. Additional benefits include complimentary movie tickets from BookMyShow worth up to ₹1,000 every month.
SBI Card ELITE
Designed for enthusiasts who value premium experiences and exclusive privileges, SBI Card ELITE cardholders can earn up to 50,000 bonus reward points annually upon achieving spends threshold, worth ₹12,500, along with 5X reward points on dining, departmental store, and grocery spends. The card also brings a host of lifestyle perks, including a welcome e-gift voucher worth ₹5,000, free movie tickets worth ₹6,000 every year, and complimentary fraud liability cover of up to ₹1 lakh. The SBI Card ELITE comes with an annual renewal fee of ₹4,999 plus applicable taxes.
SBI Card MILES ELITE
The SBI Card MILES ELITE is a premium travel card designed for frequent flyers. With a joining and annual fee of ₹4,999 (plus taxes), it offers 5,000 travel credits as a welcome gift, redeemable for flights, hotels, and more. Cardholders earn 6 travel credits per ₹200 on travel spends and 2 per ₹200 on other expenses, along with milestone benefits like extra lounge visits, 20,000 bonus credits on annual spends of ₹12 lakh, and full fee reversal on ₹15 lakh spends. Travel perks include Priority Pass membership, 6 international
and 8 domestic lounge visits annually, and a low 1.99% forex markup. A 1% fuel surcharge waiver adds to everyday savings. The card is also available in SBI Card MILES PRIME (₹2,999) and SBI Card MILES (₹1,499) variants for different budgets.
SimplyCLICK SBI Card
The SimplyCLICK SBI Card is designed for online shoppers seeking extra value on every spend. With a joining fee of ₹499 (plus taxes), it comes with a ₹500 Amazon.in gift card as a welcome benefit. Cardholders earn 10X reward points on partner brands like Apollo 24×7, BookMyShow, Swiggy, and Myntra, and 5X points on other online purchases. Milestone rewards include travel vouchers worth ₹2,000 each on annual online spends of ₹1 lakh and ₹2 lakh. The annual fee is waived on spends of ₹1 lakh or more. Added perks include a 1% fuel surcharge waiver, global acceptance, and contactless payment convenience.
Flipkart SBI Card
The Flipkart SBI Card is tailored for shopping enthusiasts, offering curated cashback benefits across categories like electronics, fashion, travel, and more. With a joining fee of ₹500, customers enjoy welcome benefits worth ₹1,250 on successful application from Flipkart App. Cardholders can earn 7.5% cashback on Myntra, 5% cashback on Flipkart, 12% off on Cleartrip, and 4% cashback on partners like Zomato, Uber, Netmeds, and PVR. Cashback is auto-credited monthly to the SBI Card account, and the card also includes a 1% fuel surcharge waiver (up to ₹400 per cycle). A perfect choice for Flipkart, Myntra, and Cleartrip customers seeking value and affordability.
IndiGo SBI Card ELITE
The IndiGo SBI Card ELITE is a premium co-branded travel credit card designed for frequent domestic travellers. With a joining and annual fee of ₹4,999 (plus taxes), it offers generous travel rewards and exclusive perks. Cardholders can earn 7 IndiGo BluChips on ₹100 spent within IndiGo’s ecosystem, 3 IndiGo BluChips on ₹100 spent on hotel and travel bookings made through other platforms, and 2 IndiGo BluChips on ₹100 spent as base reward. Travel benefits include 8 complimentary domestic airport lounge visits per year (2 per quarter) and 6 complimentary international lounge accesses annually (2 per quarter). Milestone rewards of 6,000 IndiGo BluChips are awarded on reaching annual spends of ₹3 lakh, ₹6 lakh, ₹9 lakh, and ₹12 lakh respectively. Additionally, a 1% fuel surcharge waiver is applicable on transactions between ₹500 and ₹4,000 across petrol pumps in India. For those looking for similar benefits at a lower annual fee, the IndiGo SBI Card base variant is available at ₹1,499 (plus taxes). Designed for maximum travel value, the IndiGo SBI Card ELITE is an ideal choice for frequent travellers seeking elevated rewards and lounge access.
Tata Neu Infinity SBI Card
Specifically designed for individuals deeply engaged with the Tata ecosystem, this Tata Neu Infinity SBI Card offers maximum value across Tata’s respective platforms. With a joining/annual fee of ₹1,499 (plus taxes), cardholders receive 1,499 NeuCoins (1 NeuCoin = ₹1 savings) as a welcome benefit, redeemable on the Tata Neu app, website, or partner Tata brands. Rewards include 5% value back in NeuCoins on Tata Neu app and partner brand spends, an additional 5% on select categories, and 1.5% on other spends, including UPI (RuPay variant). Lifestyle benefits include free Priority Pass membership, 8 domestic lounge (on spend-linked eligibility) and 4 complimentary international lounge visits annually, plus a 1% fuel surcharge waiver. The annual fee is waived for spends above ₹3 lakh. For an entry-level option, the Tata Neu Plus SBI Card (₹499 joining fee) offers 499 NeuCoins as welcome benefit, 2% back on Tata Neu app and partner brand spends, an additional 5% on select categories, and 1% on other spends including UPI.
PhonePe SBI Card SELECT BLACK
The PhonePe SBI Card SELECT BLACK is for those who seek premium rewards and lifestyle privileges on their everyday spends. With a joining and annual fee of ₹1,499 (plus taxes), the card offers a welcome gift of a ₹1,500 PhonePe voucher and a fee waiver on annual spends of ₹3 lakh. Cardholders earn 10 reward points per ₹100 on eligible PhonePe and Pincode transactions, 5 points on eligible online spends, and 1 point on other purchases, with a travel voucher worth ₹5,000 on annual spends of ₹5 lakh. Added benefits include complimentary Priority Pass membership for the first two years, 4 free domestic lounge visits annually, and a 1% fuel surcharge waiver (up to ₹250 per cycle). For those seeking a more affordable option, the PhonePe SBI Card PURPLE is available with a joining fee of ₹499.
From new-to-credit to super-premium customers, SBI Card provides a spectrum of choices to match different requirements, spending habits, and budgets. Each credit card comes with its own set of features — whether it’s higher rewards on shopping, milestone benefits on annual spends, or access to travel and lifestyle privileges. By comparing these options, individuals can select a credit card that best aligns with their needs, ensuring that they can make the most of their everyday and festive spends.
